Everything your
business needs.
One advisor.
From sole proprietors to multi-location enterprises — comprehensive business protection across 32 states.
Commercial Lines · Business
Owner-operators to full fleets — primary liability, cargo, and physical damage.
Trucking & Cargo
General Liability & BOP
Core protection for bodily injury, property damage, and advertising liability. Required by most contracts.
What's Covered
Coverage types
we specialize in.
Required in most states the moment you have employees. We find the right rate for your trade.
Workers' Compensation
Work vans, trucks, and full fleets — personal auto policies don't cover business use.
Commercial Auto & Fleet
Specialized GL for contractors, electricians, plumbers, HVAC, roofers, and landscapers.
Contractor & Trades Coverage
Data breach coverage and errors & omissions for service-based businesses.
Cyber & Professional Liability
Also covered
Other lines
we specialize in.
COMMERCIAL & BUSINESS INSURANCE
Your business,
fully protected
One stop shop for contractors, artisans, and businesses of every size. GL, workers comp, disability, commercial auto, trucking — we handle it all under one roof.
ONE STOP SHOP | GENERAL LIABILITY | WORKERS COMP | DISABILITY | COMMERCIAL AUTO | TRUCKING | BOP | CYBER LIABILITY |
Common misconception
Two myths that cost drivers every year.
Why Estrada Insurance Co.
One stop. One advisor. Done right.
01
Contractor specialists first
Artisan and contractor insurance is our biggest commercial book. We know your trade, your risk, and what carriers want to see — which means faster binds and fewer surprises.
02
True one stop shop
GL, workers comp, disability, commercial auto, trucking, and more — all handled by one advisor. One renewal date, one relationship, zero gaps between policies.
03
Same-day COI, always
We know contractors can't wait. COIs issued same day. Additional insured endorsements handled on the spot. You focus on the job — we handle the paperwork.
Start your quote
Get your commercial quote today.
A licensed advisor personally reviews every submission. Commercial placements get a follow-up call — we want to understand your business before we quote it.
Tell us about your business
Trade type, number of employees, vehicles, and operations.
01
We assess your full exposure
GL, WC, disability, auto — we identify every line you need.
02
Specialty, standard, and surplus — including contractor-specific carriers.
We shop 150+ commercial markets
03
Bound & supported
COIs issued same day. Your advisor stays through every renewal and claim.
04
Also explore
Other coverage we specialize in.